Home' Army News : September 3rd 2009 Contents Survive the Credit Crunch
Survive the Credit Crunch
Apply Online at www.adcu.com.au,
Phone-a-loan 1300 13 23 28,
or visit your local ADCU branch.
Terms and conditions, fees and charges apply and are available on application. Australian Defence Credit Union Ltd ABN 48 087 649 741 AFSL 237 988.
At ADCU we can help you through the credit crunch.
We’ve got lots of money to lend – at some of the best
rates in the market.
• fixed or variable rates
• easy application process
• quick turnaround with same day approval
• convenient repayments direct from your pay
• no monthly or annual fees
• a generous relationship reward for borrowing with ADCU
^ Conditions apply, visit www.adcu.com .au for full terms and conditions.
* Rate effective 19.08 .09 (subject to change). Rate based on balances of $2,000 and over
(0.10 %pa on balances less than $2,000). Terms and conditions, fees and charges apply and
are available on application.
Win a NEW Apple iPod
Touch in our Tax Refund
Visit our website www.adcu.com .au
to download an entry form or drop
into your local branch. For more
information contact our call centre on
1300 13 23 28.
ABN 48 087 649 741 AFSL 237 988.
Its tax time again!
If you deposit your tax refund into
your Australian Defence Credit
Union (ADCU) account, you could go
into the draw to win an Apple iPod
Touch 8GB Gen 2^.
How to Enter
It’s easy. Either direct credit your
tax refund to your ADCU account;
or deposit your tax cheque over the
counter at any ADCU branch office.
Then fill in an entry form to make
sure you go into the draw for this
The competition closes on Friday 30
October, 2009; and you need to have
the amount of your refund in your
account at the time of the draw.
Make the Most of your Refund
If you’re expecting a big refund this
year, don’t waste it. Here are some
tips to help you make the most of your
1. Earn a higher rate of interest on your
money by depositing your refund into
our online Star Saver Direct Account
which currently pays 3.50%pa*.
2. Make a one-off repayment on your
personal or housing loan. If you
need the funds in the future, you’ll
be able to redraw the amount.
3. Pay off your credit card balance.
4. Take advantage of our great Term
Army September 3, 2009
to regulate drills
Well drilled: Teams practise entering the wooden buildings during clearance
exercises (above). Pte James Richardson, 5RAR, keeps his guard (below).
Photos by Cpl Chris Moore
Like this: A student is taken
through the drills.
By Cpl Corinne Boer
THE urban operations team at the
School of Infantry has developed an
urban operations instructor course
to train junior leaders in skills and
drills for combat in urban terrain.
The four-week course is based on
well-developed drills from Australian
special forces training and also
includes some elements from British,
Canadian and US courses.
OIC Lt-Col Kenneth Mintz, a
US exchange officer, said the team
worked closely with the Special
Forces Training Centre.
“ We took what they already had
and modified it for conventional
operations,” Lt-Col Mintz said.
“ We also received training from
School of Military Engineering on
explosive breaching techniques.”
The team developed two courses;
an urban operations instructor com-
bat-arms course that started in July
and an urban operations instructor
all-corps course that is set to com-
mence next year.
The course teaches students tech-
niques in close-quarters shooting,
two- and four-man drills for clear-
ing buildings, breaching doors, win-
dows, and light walls with a variety
of tools, weapons and explosives, and
the employment of suppressive fire
and smoke to assault across gaps and
streets in urban terrain.
The course is 90 per cent practi-
cal and includes a variety of live-
fire exercises to employ all the skills
learned and to build the student’s
WO2 Leslie Hapgood said the aim
of the course was to standardise the
urban operations drills.
“If people don’t come and do this
course we’ll be left with ad hoc drills
so it’s a skill set that every battalion
and every unit needs to know,” WO2
Qualified instructors can use the
skills they’ve learned to develop
urban operations training in their
Lt-Col Mintz said many soldiers
had a lot of practical experience oper-
ating in urban environments.
“We consider our instruc-
tor base an unofficial network,”
he said. “We hope that instruc-
tors go out and use the skills we
train them in, improve on them
and come back to us and show us
their designs and drills training.”
For more information visit http://intranet.
asp?page=162812 and to nominate see
your chain of command.
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